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COPYRIGHT NOTICE AND RESERVATION OF RIGHTS

Copyrighted on behalf of Farmers Insurance Group of Companies® 2009. All rights reserved. This material has been developed for the sole and exclusive use of the member companies of the Farmers Insurance Group of Companies, their employees, District Managers, Farmers® agents, others who are a party to a current Farmers Insurance Group of Companies Appointment Agreement, or current policyholders. No part of this publication may be reproduced, stored in a retrieval system, transmitted, or distributed in any form or by any means (electronic, mechanical, photocopying, recording or otherwise) to anyone not an employee of the companies or a party to a current Farmers Insurance Group of Companies Appointment Agreement, without the prior written consent from an authorized representative of the Farmers Insurance Group of Companies.

1 Farmers Insurance Group of Companies® is a federally registered service mark designating a group of companies consisting of Farmers Insurance Exchange, Fire Insurance Exchange, Truck Insurance Exchange, Mid-Century Insurance Company, Farmers New World Life Insurance Company and a number of other domestic stock or mutual companies whose principal businesses are related to the offer or sale of insurance products and providing services to the companies' policyholders throughout a substantial part of the United States. Inquiries should be directed to the Secretary on behalf of the companies at 4680 Wilshire Boulevard, Los Angeles, CA 90010.

Farmers Insurance Group, Inc.